Housing is artificially expensive: zoning limits the construction of denser housing thus leading to a supply shortage and high prices. Most of America is under-built and the housing problem would go away if American cities were upzoned to a gentle six-story, mixed-use density.
Your points about how we must do better to make having kids less financially risky are excellent however. Better parental leave and tax incentives would help.
Your points about how we must do better to make having kids less financially risky are excellent however. Better parental leave and tax incentives would help.