Can't speak to Canada's situation specifically,
For your comment on housing as a government responsibility. You're correct that housing, for the most part, is privately financed and constructed.
However the limiting agent in this environment is governments willingness to zone and permit new housing construction. The aggregate supply of housing is mostly a function of government policy. One issue is that while it may be popular at federal level to boost housing supply, housing policy is mostly enacted through local government.
However the limiting agent in this environment is governments willingness to zone and permit new housing construction. The aggregate supply of housing is mostly a function of government policy. One issue is that while it may be popular at federal level to boost housing supply, housing policy is mostly enacted through local government.