My brother in law had his identity stolen about 6 months ago. He went through the normal routine of cancelling everything, putting holds on everything, etc. He thought he was in the clear, until last week, he received a letter in the mail for a summons for several felonies, including fraud, in the state of Utah (he lives in PA).
It is insane to me that PayPal, Venmo, VISA, etc, all can allow someone who isn't him to open accounts, run transactions, etc, but not have to bear the legal liability of it, and instead it appears to be him that is legally liable.
IMO, the transacting companies here are the ones that need to be charged. I never consented into the American credit system, yet by virtue of being born here, all these companies can, and will, apparently let others open accounts in my name, with no liability.
It is insane to me that PayPal, Venmo, VISA, etc, all can allow someone who isn't him to open accounts, run transactions, etc, but not have to bear the legal liability of it, and instead it appears to be him that is legally liable.
IMO, the transacting companies here are the ones that need to be charged. I never consented into the American credit system, yet by virtue of being born here, all these companies can, and will, apparently let others open accounts in my name, with no liability.