> “Certain products are more guilt-inducing because they feel more like impulsive purchases, like a foam hand for the sports game,” Huang says. “Some are more rational purchases, such as books or stationery products for class.” Sure enough, they found that customers were more likely to pay in cash for harder-to-justify items like stuffed plush mascots and Christmas ornaments.
Or perhaps the group of people buying harder-to-justify items tend to be people who don't bother to learn the perqs of credit cards or don't have enough credit, so they'd use cash regardless of what they're purchasing, but they purchase junk, so they end up painting this author's picture either way.
Or perhaps the group of people buying harder-to-justify items tend to be people who don't bother to learn the perqs of credit cards or don't have enough credit, so they'd use cash regardless of what they're purchasing, but they purchase junk, so they end up painting this author's picture either way.