Comment by User23

Amazon was consistently averaging greater than 30% compounding annual returns from 2012 to 2021, which is far in excess of the Seattle housing market. This is obvious to anyone who knows how to read a chart. Sorry to say, but if that was you missing out on those amazing returns to fund a down payment then you’re just bad at personal finance. In a (near) ZIRP environment you obviously buy real estate by levering up not by selling equity.