Comment by humanistbot

That is exactly what "pay to win" means in the parlance of our times: the more you pay, the better chance you have to win. Tiers vs continuum doesn't matter here. The important part is that players with the same skill must decide how much money to pay the manufacturer to gain advantages over other players. If everyone had to buy the full set every quarter, then it would not be pay to win, it would just be a very expensive subscription game. There are things like sealed deck drafts where everyone agrees to buy in at the same price so that everyone can compete on skill. But there is a reason WotC doesn't allow proxy cards (just printing an unofficial copy of a card or a piece of paper with the name of the card), because they make a ton of money from the pay to win dynamic.