This is currently, and for obvious reasons, trending towards a thread about how evil the debt collection industry is. That's a shame, because there's a lot of interesting stuff to learn from the mechanics of the debt collection business, and it's stuff you can put to use to protect yourself (and others) from its worst abuses. There are "is" arguments and there are "oughts". We probably all agree on the "oughts", at least for the high-order bits of it, but isn't there some interesting "is" stuff to talk about?
I'd read this stuff the same way I'd read a HOWTO posted on a carder forum. We probably wouldn't waste our time with a huge thread about how evil carding is; we'd read it for interest, to see how a distributed criminal conspiracy functioned. We should try that here too.
I'd read this stuff the same way I'd read a HOWTO posted on a carder forum. We probably wouldn't waste our time with a huge thread about how evil carding is; we'd read it for interest, to see how a distributed criminal conspiracy functioned. We should try that here too.