> To retire in 10 years you're going to have to be able to live comfortably on something like 1/3rd of your take home pay.
That's very easy if you don't have kids - just don't get on a hedonic threadmill (and, if you're already on it, start gradually getting off). I'm not a parent myself, so won't speak about the "with kids" situation.
That's very easy if you don't have kids - just don't get on a hedonic threadmill (and, if you're already on it, start gradually getting off). I'm not a parent myself, so won't speak about the "with kids" situation.