In the UK Monzo and Revoult have quick access free bank accounts. I don't pay anything to have debit cards and saving accounts.
1 account in Germany, I pay 2€ per month for the account, includes a saving account, but no debit or credit card, only online access.
2 accounts in Poland where I also don't pay anything, unless I don't spent 300-350PLN (65e) per month using the debit cards. If I don't use debit card enough banks subtract 14PLN (3€). My saving accounts in PLN are 7%, 8% and 10%.
Maybe talk to your coworkers about better banks and deals, you're being taken advantage of.
In the UK Monzo and Revoult have quick access free bank accounts. I don't pay anything to have debit cards and saving accounts.
1 account in Germany, I pay 2€ per month for the account, includes a saving account, but no debit or credit card, only online access.
2 accounts in Poland where I also don't pay anything, unless I don't spent 300-350PLN (65e) per month using the debit cards. If I don't use debit card enough banks subtract 14PLN (3€). My saving accounts in PLN are 7%, 8% and 10%.
Maybe talk to your coworkers about better banks and deals, you're being taken advantage of.