I'd say a more accurate metaphor would be "I'm in debt and decided to ignore my biggest high interest loan in order to fully pay off my smallest low interest loan so I feel good about something"
Sure it's good you have less debt but while you were resolving the small loan you were racking up massive interest on the big one
Sure it's good you have less debt but while you were resolving the small loan you were racking up massive interest on the big one