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Comment by gweinberg
It's not at all clear to me that ruminating is a bad thing. When I lie in bed ruminating and unable to sleep, I'm not unable to sleep because I'm ruminating, I'm ruminating because I'm unable to sleep. 100% always.
At least sometimes after a long rumination I'm able to figure things out. Maybe sometimes even useful things. Cerattnly things I wouldn't have been able to come up with off the top of my head.