Why is PayPal so popular in Europe then?[0] Significantly more popular than even Visa/MasterCard directly it seems.[1] I didn't even know the extent of it until just now but this is very surprising. 80-90% market share across various major countries.
[0] https://ecommercedb.com/news/paypal-usage-around-90-in-europ...
[1] https://ecommercenews.eu/top-3-payment-methods-per-european-...