What do we expect small businesses to even do with their cash? It's conceivable that many of them have more than $250k for payroll at any given time.
Without a solution, we run a bank run risk _at all times_. This seems untenable. Perhaps we should raise the limit to quite a bit higher, and charge large account holders for that?
Without a solution, we run a bank run risk _at all times_. This seems untenable. Perhaps we should raise the limit to quite a bit higher, and charge large account holders for that?