Here is Dean Baker quoted in The Intercept, “SVB would have been required to undergo regular stress tests before the [Dodd-Frank] revision; among the stresses you look at are sharp rises in interest rates, which is apparently what did in SVB. Presumably, if its books had been subject to this test, the risk would have been detected and they would have been required to raise more capital and/or shed deposits.” [1] And in fact we know that the proximate trigger was SVB announcing that they were raising capital.
[1] https://theintercept.com/2023/03/11/silicon-valley-bank-used...