>...if you’re truly on $3k/month because you are unable to work, you have a serious disability.
They're most likely talking about Social Security Disability Insurance (SSDI). The amount is completely unrelated to the severity of a person's disability.
The reason is in the name--it's insurance for lost wages. Workers' FICA taxes are the premiums they pay while working, and are based on wages as well. So basically: the more one makes while working, means the more they pay in while working, means the more they lose when disabled, which means the more they get paid by SSDI.
They're most likely talking about Social Security Disability Insurance (SSDI). The amount is completely unrelated to the severity of a person's disability.
The reason is in the name--it's insurance for lost wages. Workers' FICA taxes are the premiums they pay while working, and are based on wages as well. So basically: the more one makes while working, means the more they pay in while working, means the more they lose when disabled, which means the more they get paid by SSDI.