Yes there are other reasons, you lose a lot of control, but there are other comments here already discussing that.
Yes there needs to be such mandates to limit this but it's difficult to anticipate if/when this would happen.
There was such a limit for the older Maestro cards ( https://en.wikipedia.org/wiki/Maestro_(debit_card) ) (afaik, but I'm not an expert in this domain). I think there the limit was CHF 0.3 per transaction. But you couldn't use them in online shopping or Apple Pay. The new debit cards can be used for that.
Yes there needs to be such mandates to limit this but it's difficult to anticipate if/when this would happen.
There was such a limit for the older Maestro cards ( https://en.wikipedia.org/wiki/Maestro_(debit_card) ) (afaik, but I'm not an expert in this domain). I think there the limit was CHF 0.3 per transaction. But you couldn't use them in online shopping or Apple Pay. The new debit cards can be used for that.