I can use a 4$ VPS for my own personal cloud. I will never pay 45$ for that.
There's a whole band of people who have the technical chops to self-host, or host little instances for their family/friends/association/hiking club. This small margin where you're ok to spend a little extra because you want to make it proper, but you can't justify paying so much and spend time doing hard maintenance. A small VPS, with a shared Nextcloud or a small website, is all that's needed in many cases.
There's a whole band of people who have the technical chops to self-host, or host little instances for their family/friends/association/hiking club. This small margin where you're ok to spend a little extra because you want to make it proper, but you can't justify paying so much and spend time doing hard maintenance. A small VPS, with a shared Nextcloud or a small website, is all that's needed in many cases.