AAA games with one-time payments are still exploiting psychological inefficiencies; there is a reason why we are evolutionarily hard-wired to pay attention to fast-moving visual settings where action is required from us.
For those who say "but I like to play video games" - yes, that's the point. Day traders like to speculate, and gamblers like to go to the casino. Your downside is capped with one-time payments, but a gambler who goes into the casino with a $20 and no other money also has a capped downside.
For those who say "but I like to play video games" - yes, that's the point. Day traders like to speculate, and gamblers like to go to the casino. Your downside is capped with one-time payments, but a gambler who goes into the casino with a $20 and no other money also has a capped downside.