Comment by UnpossibleJim

Those are good reasons, I'm not going to deny that but there's something to be said for enjoying life while you're young enough to take full advantage of it. Being poor(ish) when you're young isn't the worst thing in the world, when you have no real responsibilities. Grinding to make money in your thirties and beyond, when those real responsibilities hit always made more sense to me... but I may have done all of it wrong. I don't know.