You wrote: it's not " do not trust each other", it's "have no more risk appetite" - those are the same thing! You are directly contradicting yourself in the same paragraph.
You wrote "[the problem is] ... don't have any spare cash" and "don't expect the capital injection [to fix it]", which is again a self contradiction.
So sorry, I think I'm going to trust MSM (or at least this article) and not you.
You wrote "[the problem is] ... don't have any spare cash" and "don't expect the capital injection [to fix it]", which is again a self contradiction.
So sorry, I think I'm going to trust MSM (or at least this article) and not you.