Money hasn't existed long enough for it to have any hand in human evolution. Social and economic Darwinism don't describe the real world, they describe how some people feel the real world should operate.
Furthermore, the fact that inherited wealth is a longstanding tradition isn't a qualitative judgment one way or another, post facto rationalizations notwithstanding. Not everything that's existed for a long time is necessarily some happy equilibrium that benefits all sides.
Furthermore, the fact that inherited wealth is a longstanding tradition isn't a qualitative judgment one way or another, post facto rationalizations notwithstanding. Not everything that's existed for a long time is necessarily some happy equilibrium that benefits all sides.