> Can we acknowledge that both of those options are utter trash compared to conventional banking, though?
Yes, yes we can.
The only things that ever justified the use of cryptocurrency were ideological fantasies and speculative gambling. Every other justification is just hype created as a post-hoc rationalization for one of those two things. If you look at any of them closely, they completely fall apart when compared with competitor technologies (such as fiat paper money esp. the US dollar, conventional banking, and even gold).
I look forward to a future where "crypto" again unambiguously means cryptography.
Yes, yes we can.
The only things that ever justified the use of cryptocurrency were ideological fantasies and speculative gambling. Every other justification is just hype created as a post-hoc rationalization for one of those two things. If you look at any of them closely, they completely fall apart when compared with competitor technologies (such as fiat paper money esp. the US dollar, conventional banking, and even gold).
I look forward to a future where "crypto" again unambiguously means cryptography.