Comment by berryg

Same experience in Norway. Most day-to-day operations are handled using apps. Ordering at restaurants using QR codes, finding out bus routes and paying for a (digital) bus tickets, paying for a parking spot, using EV charging stations, etc. It is all done using an app. Apple Pay is a blessing. It takes a bit of getting used to. Especially as a tourist. But it works great. But I hate think what would happen if a loose my phone…