Few years ago my friend had an account in a bank that gave him security token, that generated a random number every 60 seconds, that had to be appended to password during login. So even if someone sniffed your password, it would be valid only for less than a minute :).
I think it's a great solution and I don't understand why it's not widely used.
I think it's a great solution and I don't understand why it's not widely used.