Comment by dougk16

Monero and other less well-known currencies solve all of that. You can say it's bad or useless for other reasons. But my direct experience with dozens of P2P transfers, outside exchanges, both paying people for products and services and being paid myself, is enough for me to know that the future involves private cryptocurrencies one way or another. It may be akin to the taboo nature of torrenting movies at some point, but it's not going anywhere. CBDCs, traditional fiat, crypto, and even precious metals (yea we used to use those too!) will all have their use cases over the next decade. Paying people (and being paid) with precious metals and private crypto feels so amazing, so freeing, I recommend everyone give it a try.