Comment by marcinzm

You'd be correct if every house fire totaled the property and the average house price was a million. It seems house fires cause $1.5billion in property damage per year in the US and there are 360k of them. Assuming electrical fires are twice as damaging as the average fire we end up with a cost of $10k per fire. That works out to around 15 cents per electronic device in your example. Even that is a high estimate since I believe only a minority of electrical fires are due to consumer electronics (versus things like faulty or old wiring).