With Stripe and USDC you don't have control of your money at all and smart contracts don't work and are broken causing people to lose money in the millions.
It is a fragile, brittle system that is highly likely to fail, you only need to look here to see why. [0]
It is a fragile, brittle system that is highly likely to fail, you only need to look here to see why. [0]
[0] https://web3isgoinggreat.com/