Stripe Radar works great for these kind of fraud. We have a SaaS service with 30-Day free trials, yet we sometimes see a subscriptions within seconds of starting a trial with a pasted card info - most of them are flagged for review by Stripe Radar. Most definitely worth 5 cents per transaction if you’re not on standard pricing.
We’ve also disabled use of pre-paid cards because we often see subscriptions with the sole purpose of bypassing trial limitations (e.g api limit) to abuse our services.
Another fraudulent scheme that’s concerning for Stripe users is someone doing chargeback after a year of subscription - banks always side with the card user (even with login logs) and Stripe dings you $15 per chargeback - unless you signed up for Chargeback Protection.
We’ve also disabled use of pre-paid cards because we often see subscriptions with the sole purpose of bypassing trial limitations (e.g api limit) to abuse our services.
Another fraudulent scheme that’s concerning for Stripe users is someone doing chargeback after a year of subscription - banks always side with the card user (even with login logs) and Stripe dings you $15 per chargeback - unless you signed up for Chargeback Protection.