In Brazil, we have PIX, a way to make instant transfers 24/7 that is always free for individuals. It was launched in Nov/2020 as last month alone it had 1.8B transactions on its network.
It's really ubiquitous right now, as you can pay pretty much anything using it.
It's really ubiquitous right now, as you can pay pretty much anything using it.
[edit] for those who like numbers, here are the stats from the federal bank (ps: it's in Portuguese): https://www.bcb.gov.br/estabilidadefinanceira/estatisticaspi...