I've been using Gnucash since 2020 to manage personal expenses and income, and it has made the world of a difference. In particular, I find the income statement feature very powerful when I'm doing an end-of-year review of my spending.
In terms of time commitment, about 20 mins every two weeks seems to be enough for logging all my transactions into Gnucash - I have 3 bank accounts, 1 investment account and 1 retirement account.
In terms of time commitment, about 20 mins every two weeks seems to be enough for logging all my transactions into Gnucash - I have 3 bank accounts, 1 investment account and 1 retirement account.