It depends entirely on your perspective of the world.
Your perspectives seem incredibly negative and you seem to be super pessimistic about your future & the world's future, so it makes sense for you.
Other people have optimistic perspectives about their own future (making more than enough money in the future, building a social circle and "competing with their peers" ~ not sure what this means & how you're competing with your peers) so it makes sense for them to have children.
Your perspectives seem incredibly negative and you seem to be super pessimistic about your future & the world's future, so it makes sense for you.
Other people have optimistic perspectives about their own future (making more than enough money in the future, building a social circle and "competing with their peers" ~ not sure what this means & how you're competing with your peers) so it makes sense for them to have children.