People are used to "manage it myself money" - it's called cash and most people do not want to carry large amounts of it around or have it at home.
And cash has significant security advantages over crypto in that it's very hard to remotely steal the dollars from someone's physical wallet or mattress; even if it is relatively easy to just walk up and take them.
And cash has significant security advantages over crypto in that it's very hard to remotely steal the dollars from someone's physical wallet or mattress; even if it is relatively easy to just walk up and take them.