Why do you consider that total freedom of an oblivious individual fucking their finances is a good thing for society? As a society we are actually here to help others with our experiences, if the experience of a cashier with multiple fraudulent transactions can help a soul to not be a sucker, why shouldn't they use that power?
Why do you consider "lawful" as the only measure of "good"?
Why do you consider "lawful" as the only measure of "good"?