I don't know why the scare quotes on risk. It is absolutely there in this industry. Chargeback rates are crazy from the kid who swesrs he didn't steal his mom's credit card or the husband who promises he wasn't the one buying this stuff, it must have been a hacker. This is also not entirely unfounded because some areas of this indistry are very easy to juice revenue from stolen credit cards.
There is a reason that even with those high fees to be made, most processors will not touch the industry.
There is a reason that even with those high fees to be made, most processors will not touch the industry.