0% APR over 12 months for a big ticket purchase like a mattress in an inflationary environment and a bull market can easily equal an additional 5-7% discount on 2000 dollars.
Admittedly this is not how most people are using Affirm, but it's definitely been useful to me in that way.
Admittedly this is not how most people are using Affirm, but it's definitely been useful to me in that way.