Chris (CEO) here. I’m not aware of anyone that has created a model to fractionally insure a single person as you have described.
There are models and mechanisms for multiple smaller employer groups to band together. For example, association health plans are common with professional trade groups.
While an interesting thought experiment, no, we have never thought about multiple employers combining and contributing to insure a single individual.
There are models and mechanisms for multiple smaller employer groups to band together. For example, association health plans are common with professional trade groups.
While an interesting thought experiment, no, we have never thought about multiple employers combining and contributing to insure a single individual.