Insurance companies are supposed to increase the price t relative to the risk. So if you’re paying double the premium than someone else for car insurance, it’s because they have some data to suggest that you’re twice as, “risky.”
In the US, at least, you actually need to to get pre-approval for your prices and how you arrive at that price, and that information becomes public record.
In the US, at least, you actually need to to get pre-approval for your prices and how you arrive at that price, and that information becomes public record.