Until 10000 years ago, there was no such thing as intergenerational wealth or surplus, everyone was a migratory hunter gatherer before that owning what they carried. Some people in the Amazon still live like this.
So the notion that massive intergenerational wealth is innate to humans and natural is absurd. Or if it is innate and natural, then the lack of that is innate and natural as well. Most of behavioral modernity had none of this at all, it is a relatively new phenomenon, not "innately human".
So the notion that massive intergenerational wealth is innate to humans and natural is absurd. Or if it is innate and natural, then the lack of that is innate and natural as well. Most of behavioral modernity had none of this at all, it is a relatively new phenomenon, not "innately human".