Comment by smarx007

Had IBM Cloud account for a while. At some point, they started to attach a notice to a monthly $0 bill along the lines: if you card gets declined, we will fine you $25 and if you don't pay in 7 days, we will fine you further $50. Easiest account termination decision I have ever had. I guess the first email from Oracle "we are making routine changes to the T&Cs and our privacy policy" will be the end of my account.