Because of this, I make a point of having 3 2fa keys. A daily driver, a backup key on a key ring and the final one in a fireproof safe. Like you I would be afraid what would happen if I lacked my key.
Companies need to at least clarify “what happens if I don’t have my key” also one time codes are a thing that need to be saved and can help mitigate a hardware failure.
Companies need to at least clarify “what happens if I don’t have my key” also one time codes are a thing that need to be saved and can help mitigate a hardware failure.