Finance allocates capital and moves risk from parties who don't want it towards parties who do want it.
> Just because I have a mortgage and a credit card doesn't mean I can't survive without them.
You could definitely survey without them, the same way you could survive without a car or a smartphone. A mortgage in particular is undeniably useful for many people.
> Just because I have a mortgage and a credit card doesn't mean I can't survive without them.
You could definitely survey without them, the same way you could survive without a car or a smartphone. A mortgage in particular is undeniably useful for many people.