If you remain skeptical, that's fair. The good news is, Ethereum is reaching adulthood this year by switching to proof of stake and launching the web of layer-2 networks. Within another three years or so, the "actual applications" will become so ubiquitous as to be impossible to ignore.
I'd say this criticism was mostly fair up until about two years ago. Within the last two years, the actual applications have flourished.
For example, have a look through this list https://defipulse.com/
If you remain skeptical, that's fair. The good news is, Ethereum is reaching adulthood this year by switching to proof of stake and launching the web of layer-2 networks. Within another three years or so, the "actual applications" will become so ubiquitous as to be impossible to ignore.