All of those points seem invalid to me when you consider that people have the option for custodial multi-signature systems and time-delays etc. If you want certain behaviour you can do it, often without giving a corrupt organisation complete control over your money
Further, many people live in countries where the people simply cannot trust their institutions or the value of their currencies, to the point where they are better off storing USD under their mattress, so the technology should be there for those people
Further, many people live in countries where the people simply cannot trust their institutions or the value of their currencies, to the point where they are better off storing USD under their mattress, so the technology should be there for those people