Another thing that feels uniquely-US to me is chargebacks. I don't even know what's the process for initiating one in Russia. I once wanted to do that (forgot to disable auto-payment for internet in the apartment I rented and since moved from), called my bank, they told me that there's nothing they could do and I have to talk to the merchant to get a refund.
But many comments here imply that chargeback is almost as easy as clicking a button or asking nicely. How's that?
But many comments here imply that chargeback is almost as easy as clicking a button or asking nicely. How's that?