> YNAB (You Need A Budget) use services like Plaid to...take my username and password and impersonate me to get my banking data
WHAT. THE. F.
I'm a longtime, happy YNAB user. I had no idea this was going on until just now. I always just assumed there were secure APIs used to import my data. YNAB's Capital One "integration" stopped working a few years ago (possibly because they cracked down on screen scraping?) and I was upset with Capital One. Perhaps Capital One took steps to prevent insecure access/screen scraping?
WHAT. THE. F.
I'm a longtime, happy YNAB user. I had no idea this was going on until just now. I always just assumed there were secure APIs used to import my data. YNAB's Capital One "integration" stopped working a few years ago (possibly because they cracked down on screen scraping?) and I was upset with Capital One. Perhaps Capital One took steps to prevent insecure access/screen scraping?