Comment by jstx1

At some point the question is - "is it really worth it?" Sure, if you save 10-20% on a regular basis, you're just being prudent. But if you go out of your way to save 50-80% of your income and lower your quality of life significantly, just so you can have more money in your investment account, or so you can not go to work (but still live that same extremely restrictive lifestyle)... it really doesn't seem worth it to me. But some people obviously disagree.