Comment Comment by vineyardmike > passive index investing and instant cash access are fundamentally opposedThey are opposed. Passive investing requires long waiting and holding, not lots of tx like a checking and cash access require.Margin against the contents might be better, since you can keep the gains and not pay tax.> e.g. not investing a paycheck if rent is due a day laterYea, this is the problem! If you use this as a checking account, then you can't NOT invest it. parent vineyardmike 5 years ago
They are opposed. Passive investing requires long waiting and holding, not lots of tx like a checking and cash access require.
Margin against the contents might be better, since you can keep the gains and not pay tax.
> e.g. not investing a paycheck if rent is due a day later
Yea, this is the problem! If you use this as a checking account, then you can't NOT invest it.