Decades ago the U.S. tied healthcare to employment. It had some big positives at the time. I think it has proven to have more negatives as time has unfolded. Here is one of them.
If you reduce hours per worker by, say, 10% you just pay each worker 10% less and hire 10% more workers, right? It's not so simple. If you try to cut the health insurance premium of each worker by 10% the policy becomes unattractive. If you keep the same policy, you increase your health insurance costs by 10%.
For this and other reasons, it's time to separate health insurance from employer.
If you reduce hours per worker by, say, 10% you just pay each worker 10% less and hire 10% more workers, right? It's not so simple. If you try to cut the health insurance premium of each worker by 10% the policy becomes unattractive. If you keep the same policy, you increase your health insurance costs by 10%.
For this and other reasons, it's time to separate health insurance from employer.