I heartily agree with the premise, and there's this compounding problem:
"To make matters worse, the owner's insurance policy didn't cover comprehensive claims from road debris..."
So when you combine these two issues, you end up with an unwritten, mob-boss-esque command of something like "Buy the most expensive insurance for all of your expensive widgets so that you can (maybe) be covered in the event that something minor happens"
"To make matters worse, the owner's insurance policy didn't cover comprehensive claims from road debris..."
So when you combine these two issues, you end up with an unwritten, mob-boss-esque command of something like "Buy the most expensive insurance for all of your expensive widgets so that you can (maybe) be covered in the event that something minor happens"
Seems anti-consumer all the way down.