No one is going back to a Fed fund rate pegged savings account after parking stablecoins in a DAO governed yield farm aggregator.
Critics think we're in the Dotcom bubble of crypto right now, but we're still in the Usenet stages. You need technical expertise in finance and computer science to grok crypto. I would ask any naysayers to this point in particular to share their understanding of some protocol like Aave, Sushi or Yearn and how these fail to surpass similar products in the space of traditional finance.
Critics think we're in the Dotcom bubble of crypto right now, but we're still in the Usenet stages. You need technical expertise in finance and computer science to grok crypto. I would ask any naysayers to this point in particular to share their understanding of some protocol like Aave, Sushi or Yearn and how these fail to surpass similar products in the space of traditional finance.